We buy houses in Phoenix, AZ
We buy houses in Phoenix, AZ for cash, in any condition. You pay no agent commissions and make no repairs before you sell. We buy with our own money, so we can commit to a closing date. Market figures below cover August 2026 and were last refreshed on September 17, 2026.
The typical home in Phoenix, AZ is worth around $442,000, above the national typical value of $369,000. That value has fallen about 1.2% over the past year. It is a market-wide figure. A house that needs major work sits well below it, and a renovated one sits above.
The Phoenix market right now
- Typical home value
- $442,000
- Days to go under contract
- 63 days
- Listings cutting their price
- 31.8%
- Compared to nationally
- 20% higher
- Homes for sale
- 23,831
- New listings a month
- 5,871
- Months of supply
- 4.7
- Sales closing below asking
- 61.2%
-1.2% over the past year
-2% vs. a year ago
-1.8% vs. a year ago
National typical value is $369,000
-1% vs. a year ago
+6% vs. a year ago
Broadly balanced
Nationally 50.0%
Phoenix, AZ housing figures for August 2026, except the share closing below asking, which Zillow publishes a month behind and covers July 2026. Last refreshed September 17, 2026. Source: Zillow Research. Months of supply is calculated here as for-sale inventory divided by the monthly sales count. These are market-wide figures, not a valuation of any individual property.
What the Phoenix numbers mean for your sale
Houses here take about 63 days on average to go under contract. That is noticeably slower than the national figure of 53 days. Weigh that number carefully if you are paying a mortgage, taxes, insurance and utilities on a house you no longer want. Several months of those costs on a slow listing can quietly eat more than the gap between a cash sale and full price.
About 31.8% of listings in Phoenix have cut their asking price, above the national share of 26.4%. Lots of price cuts usually means sellers start above what buyers will pay, then chase the market down. If you list, the real risk is not that the house never sells. It is spending two or three months learning your first price was too high, while the costs keep running.
If timing is your main question, see how long it takes to sell a house in Phoenix. It goes stage by stage, including what a normal sale adds after the house goes under contract.
If the real question is whether you can afford to keep it, see what it costs to own a home in Phoenix. That includes what owners with no mortgage left still pay.
Why sellers in Phoenix weigh this more carefully
In a slower market the comparison changes. The question is not just what a listing might fetch in the end. It is that price minus commissions, minus the repairs a buyer's lender will require, and minus several months of mortgage, taxes, insurance and utilities. Then allow for the real chance that the first buyer's loan falls through and the clock restarts. Run those numbers honestly before assuming listing is the better deal. Sometimes it still is, and we will tell you when we think so.
How the sale runs, from first call to closing, is on how it works. The side-by-side with listing through an agent, including the row where listing wins, is on cash offer vs realtor.
The paperwork cost of selling in Phoenix
Arizona keeps its closing taxes small. The state, counties, cities and districts cannot add any new tax or fee when you sell or transfer a home. Only the ones that already existed on December 31, 2007 can apply. That rule is in the Arizona Constitution.
What you will see is the affidavit of legal value. Every deed that transfers a home needs one, signed by the buyer and seller (A.R.S. 11-1133). It lists:
- the price
- the type of financing
- the parcel number.
The Maricopa County Recorder must turn away a deed without this form, unless it is marked exempt. The recorder collects a $2 fee for it, and that fee is part of the regular recording charge (A.R.S. 11-1132).
Sources: Arizona Constitution, Article 9, Section 24; Arizona Revised Statutes 11-1133: Affidavit of legal value; Arizona Revised Statutes 11-1132: Real estate transfer fee.
Two values on your Maricopa County notice
Your valuation notice shows two numbers. The full cash value is the market estimate. The limited property value is the one your main tax is based on.
The Arizona Department of Revenue explains how the limited value works. Since tax year 2015, it is last year's limited value plus 5 percent. It can never go above full cash value. So your bill can trail the market, both up and down.
For a home you live in, the assessed value is 10 percent of full cash or limited value (A.R.S. 42-15003). The City of Phoenix rate for fiscal year 2025-26 is $1.2658 per $100 of assessed value for primary taxes. It is $0.8141 for secondary taxes, which pay bond debt.
The city's proposed 2026-27 rates are $1.2652 and $0.7745. County, school and district rates are added on top.
You pay the bill in two halves (A.R.S. 42-18052). The first half is due October 1. It is late after 5 p.m. on November 1. The second half is due March 1 and is late after 5 p.m. on May 1.
Sources: Arizona Department of Revenue: Limited property value; Arizona Revised Statutes 42-15003: Assessed valuation of class three property; City of Phoenix: Truth in Taxation hearing notice (2025); City of Phoenix: Truth in Taxation hearing notice (2026); Arizona Revised Statutes 42-18052: Due dates and delinquency.
Disclosures and HOA fees when you sell a Phoenix home
The seller disclosure form you will usually get is the Residential Seller's Property Disclosure Statement, or SPDS. The Arizona REALTORS association publishes it. The current version is dated February 2023.
If your home is in a planned community, the association must send the buyer its papers within ten days of hearing about the sale (A.R.S. 33-1806). These include:
- bylaws
- the budget
- the reserve study
- unpaid assessments
- any open violations.
The association can charge you no more than $400 in total for that disclosure and related transfer services. It can add up to $100 for a rush within 72 hours and $50 for an update.
A separate law makes most recorded transfer fees owed to a developer or other third party unenforceable, with some listed exceptions (A.R.S. 33-442).
Sources: Arizona REALTORS: Residential resale transaction forms; Arizona Revised Statutes 33-1806: Sale of properties in planned communities; Arizona Revised Statutes 33-442: Prohibition on transfer fees.
If a Phoenix trustee's sale has been noticed
If your loan uses a deed of trust, the trustee can sell the house without a lawsuit, on a set timeline. The sale can happen no sooner than the 91st day after the notice of sale is recorded with the county recorder (A.R.S. 33-808).
Until then, you can catch up and keep the loan. You pay the past-due amount plus allowed costs, up until 5 p.m. on the last business day before the sale. If you ask in writing, the trustee must give you the exact figure within five business days (A.R.S. 33-813).
After a trustee's sale, the lender usually cannot sue you for the leftover debt. This covers a one-family or two-family home on two and one-half acres or less. There are exceptions for some loans made after 2014 (A.R.S. 33-814). A real estate attorney can tell you if your loan qualifies.
Sources: Arizona Revised Statutes 33-808: Notice of trustee's sale; Arizona Revised Statutes 33-813: Reinstatement; Arizona Revised Statutes 33-814: Deficiency after trustee's sale.
Local facts checked September 2026. Rates and rules change; a real estate attorney or the office named above can confirm them for your property.
Markets near Phoenix
We buy across this whole region, including the towns between these metros.
Selling a house in Phoenix
- Does Phoenix charge a transfer tax when I sell my house?
- No. The Arizona Constitution bars new taxes or fees on transferring a home beyond those in place at the end of 2007. The recorder collects a $2 affidavit fee, and it is part of the recording charge.
- How much can my Phoenix HOA charge when I sell?
- In a planned community, the disclosure and transfer fee is capped at $400 in total (A.R.S. 33-1806). The association may add up to $100 for rush service within 72 hours and $50 to update the report.
- How long do I have before a trustee's sale on my Phoenix home?
- The sale must be at least the 91st day after the notice of sale is recorded. You can catch up on the loan until 5 p.m. on the last business day before the sale (A.R.S. 33-813).
Tell us what you need for your Phoenix house
Two minutes to ask, no obligation, and no fee whatever you decide. If we are not the right answer, we will say so.
Sabrina usually picks up. (615) 576-8827